understanding your medical insurance policy

  • Things To Know Before Selecting Medical Coverage

    18 April 2019

    If it's time for you to select a new medical insurance plan, you have a number of things to think about. Medical insurance plans can come with a lot of fine print, so it's important that you understand what you are getting before you sign up. Here's what you need to know to make sure you fully understand your insurance and select the plan that is best for you. Make Sure You Can Afford Both the Premium and the Deductible

  • Medicare Supplemental Insurance: Will It Help You?

    18 May 2017

    As someone who is older, retired, and no longer getting health insurance through a job, adjusting to Medicare can be challenging. When doing research on the different Medicare plans, you might start to see the phrase "supplemental insurance" pop up. Supplemental insurance (sometimes called Medigap plans) can provide you greater coverage in some cases, but first you've got to think about the issues below to see whether it would work for you.

  • 3 Reasons to Visit an Internal Medicine Specialist

    25 April 2017

    Even though most people know that there is an internal medicine doctor (or internist) located in their town or even know someone who visits one on a regular basis, many have no idea what an internal medicine doctor actually specializes in. An internal medicine specialist is a professional who has spent a great deal of their time learning about adult diseases and how they affect the processes and systems of the body.

  • 3 Facts You Need To Know When Choosing A Medicare Supplement For Your Disabled Child

    31 March 2017

    If your son or daughter under the age of 22 is disabled, he or she might be eligible for social security payments. When they have been receiving those payments for at least two years, it may now be possible to qualify for Medicare. Given that Medicare is a wonderful and important resource for disabled persons but does not cover all of your medical expenses without secondary coverage, a supplement to it is often recommended.

  • 5 Tips For Making The Most Of Your New Medicare Plan

    27 March 2017

    Most Americans over the age of 65 (and in some unique cases, those who are under age 65 but receive Social Security benefits) are eligible for Medicare health insurance benefits. If you've recently qualified for Medicare, here are five ways to make the most of this important benefit: Start with a List of Priorities Medicare plans vary in detail, including deductibles, services covered, prescription benefits, and more. A good way to help decide on the best plan is to start by making a list of your main priorities.

  • West Virginia Business Owners: 3 Reasons It's Time To Reevaluate Your Workers' Compensation Insurance Policy

    10 December 2015

    Do you own a business in West Virginia? If so, when was the last time you reviewed your workers' compensation insurance policy? Things have gotten a lot better for West Virginia business owners in need of Workers' Compensation insurance over the years. So if it's been a while, you could be missing out on some benefits if you don't take the time to do so. Check out these three ways West Virginia workers' compensation insurance is thriving.

  • The 5 Most Useful Types of Voluntary Insurance Benefits to Offer Your Employees

    7 October 2015

    With the media covering stories on minimum wage disagreements and union negotiations almost every day, it's a crucial time for making your employees happier with a broader range of benefits. Expanding your voluntary insurance offerings is an affordable and easy way to improve job satisfaction and slow down turnover. If you're not sure which type of voluntary benefits to add, start with these five useful options that every employee can put to good use.