28 September 2022
Are you shopping around for a health insurance plan, but feeling a bit confused by all your options? If so, it will help to know the key things to consider so that you make the right choice. HMO and PPO The first big decision you'll need to make is if you want an HMO (Health Maintenance Organization) or PPO (Preferred-Provider Organization) plan. An HMO plan requires that you have a primary care physician that handles your referrals and recommendations for specialists.